I recently have had some good news and some bad news.
The bad news is, we were 45,000 dollars in debt that we could not afford to pay. Since I can not work I felt very guilty over it. My husband kept most of it from me until the credit card companies started calling. He did not want to tell me because he thought it would cause more anxiety...he was paying one credit card with another and doing balance transfers etc.
The good news is, I finally was approved for disability...SSDI. I had my hearing feb 27th, the judge realized I was truly nuts and sent me my decision 4 weeks later. I have not gotten a check yet and may not for another month or so, but at least I know it is coming, and my backpay as well...so that will help a ton with our family.
The backpay will be enough to pay off all our debts and still leave a very large amount in the savings account. I will also get monthly checks as well as I qualify for medicare now. I do not need the medicare since I have private insurance but at least it is there if I do need it. They take out 88 dollars a month automatically from my ssdi check to cover the medicare. I decided to just keep paying for it because if I decline it now and need it later I am not sure how hard it would be to get back again...
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Shannon, This is Belinda. I'm just wondering how much stress plays a part in all this. Is this all worse at times when your stress level is at its greatest? I imagine it is, just want to hear your opinions on it. :-)
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